Managing your finances often feels like a trade-off: you either get convenience and AI insights, or you get privacy. Usually, you have to hand over your bank login credentials and transaction history to a third-party server to get good analytics. We believe you shouldn't have to choose. We are proud to introduce SMART Budget, a revolutionary new personal finance manager that combines cutting-edge AI intelligence with a strict Local-First, Zero-Knowledge architecture in your language . 🔒 Privacy That Actually Means Privacy Most finance apps store your data on their servers. SMART Budget is different. We built it with a Zero-Knowledge Architecture. Your Data, Your Device : All your financial data is encrypted and stored locally on your device using IndexedDB. It never touches our servers. You Hold the Keys : We use a 12-word recovery phrase (similar to secure cryptocurrency wallets). This acts as your master key. Because we don't have this key, we literally cannot see your data ...
Providing opportunity to learn and grow, regardless of your current knowledge or financial situation.